Wholesale Casualty Coverages

TEAM: (click for contact information and V-Card)

Eric Gaddis specializes in binding authority P&C & all types of brokerage placements.
Trevor Gaddis specializes in binding authority P&C, liquor liability & small brokerage placements.
Bob Rosenkoetter specializes in binding authority P&C, as well as all types of brokerage placements.
Jay Dillon runs our Michigan office and specializes in all lines of coverage.
Brian Daum specializes in all lines of coverage and assists Eric Gaddis.
Corvita Hudspeth assists the casualty team with policy/endorsement issuance and loss run requests.

APPLICATIONS:

The ACORD application remains the standard application for casualty risks, but sometimes there are other exposures that require a bit more information. We have posted some of the key program applications and supplements that we use routinely below. Feel free to call us if you have any questions about the appropriate application to use for your particular client. We have hundreds more in our library.

CASUALTY COVERAGE APPLICATIONS
Artisan Contractors CGL		Michigan Liquor Liability Insurance
Condo/Homeowners CGL Insurance		Pollution Liability Insurance - Contractors Consultant
Day Care Insurance		Pollution Liability Insurance - Dry Cleaners
Foreign Liability Insurance		Pollution Liability Insurance - Site Specific
General Contractors / Developers CGL		Pollution Liability Insurance - Storage Tank
General Liability Insurance		Products Liability Insurance
Home Health Care CGL/E&O Insurance		Property Preservation Supplement
Illinois Liquor Liability Insurance		Special Event Insurance
Landowners Supplement Insurance		Special Event Liquor (IL Only) Insurance
Machinery Risks Questionnaire		Vacant Building Supplement Insurance

CASUALTY COVERAGES:

Our casualty team has extensive experience with all types and sizes of casualty accounts including GL, mono-line products, environmental, liquor liability and umbrella placements.

For GL accounts, we have 3 binding authorities with a wide variety of programs and plenty of flexibility to handle “outside-the-box” type risks. We also represent numerous brokerage markets for larger, tougher risks including those involving pollution and environmental exposures.

We have been extremely successful in finding solutions for risks with unique issues involving property ownership, development and contractor exposures preparing properties for sale. We also have a great track record with taverns and special events.

As far as umbrella is concerned, we have 2 binding authorities with minimum premiums starting at $500 and we can also obtain competitive umbrella terms for tougher risks with our brokerage markets (coverage available on a lead, excess, or capacity basis).